Navigate Life's Bumps and Bruises with Confidence

Accidents happen! Luckily, we offer a way to help cover expenses following an emergency visit.

How it Works

If you're injured in an accident—like slips, falls, sports injuries, or other unintentional incidents—you'll receive cash benefits based on the type of injury and treatment you receive. These benefits are paid directly to you without additional out-of-pocket costs like deductibles, copays, or coinsurance.

You can use the cash to pay for medical bills and living expenses while you recover.

SunLife Accident Insurance Coverage

Benefit

Accidental Death/Dismemberment

$25,000

Catastrophic Loss

$50,000

One Hand, Foot, Leg, or Arm

$25,000

Loss of Sight, One Eye

$15,000

Common Carrier

$100,000

Two or More Fingers/Toes

$3,000

One Finger/Toe

$1,500

Loss of Hearing in One Ear

$5,000

Dislocations

Schedule up to $8,000

Fractures

Schedule up to $7,500

Lacerations

Schedule up to $700

Burns - 2nd Degree

Schedule up to 3,000

Burns - 3rd Degree

Schedule up to 15,000

Skin Graft

50% of Applicable Burn Benefit

Coma

$10,000

Brain Injury

$500

Paralysis - Parapalegia

$12,500

Paralysis - Quadrapalegia

$20,000

Medical Services

Diagnostic Exams

$200

Diagnostic X-Rays

$50

Accident Emergency Treatment (Non-ER)

$150

Physician's Follow-Up

$75

Physical Therapy

$50

Medical Devices

$300

Epidural Pain Management

$100

Prescription Drugs

$35

Prosthesis (one)

$750

Prosthesis (two)

$1,500

Blood, Plasma, or Platelet Treatment

$300

Hospital Services

Admission

$1,000

Confinement

$250

ICU Admission

$2,000

ICU Confinement

$300

Ambulance (Ground)

$300

Ambulance (Air)

$1,500

ER Admission

$250

Family Lodging

$150

Transportation

$500

Rehabilitation

$150

Surgery

Misc Surgery Requiring General Anesthesia

$750

Open Surgery

$1,500

Exploratory Surgery or Debridement

$250

Tendon/Ligament/Rotator Cuff Tear

$500

Torn Knee Cartilage

$500

Ruptured/Herniated Disc

$500

Emergency Dental

Up to $300

SunLife Accident Insurance Monthly Rates

Employee Only

$10.33

Employee + Spouse

$16.89

Employee + Child(ren)

$15.87

Employee + Family

$22.43